Deep Wealth: An Exploration of Money, Meaning, and What

Format: Paperback

Language: English

Format: PDF / Kindle / ePub

Size: 6.68 MB

Downloadable formats: PDF

Not only has the federal government eschewed regulation, but it has affirmatively declared a policy of not regulating the business of insurance." 58 In other words, states have retained residual rights to regulation: In the general regulatory area, it appears that a state will be held to have "regulated" the business of insurance to preclude federal regulation, either when the state has adopted effective regulations that are specifically concerned with the subject matter, even if the state' s regulations are not as stringent as the federal regulations, or when the state has regulated the business comprehensively enough to occupy the field of insurance regulation, even if the state does not have a specific regulation directed to the matter the federal government is attempting to control. 59 States typically regulate life insurance companies by (1) setting minimum reserve requirements and (2) specifying classes of securities in which insurance companies may invest. 60 Both forms of regulation aim to protect the solvency of life insurance companies and thereby protect their policy-holders.

Pages: 240

Publisher: PFI Wealth Advisory (March 3, 2015)

ISBN: 0615817386

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